I think most people would be surprised at how many times a couple comes to us for the first time to plan their retirement just months before they want to retire. It’s as if they woke up one day in October, looked at the calendar, and realized they want to retire in January with no …
Using Financial Physics to Lift Your Retirement Load Read More »
Inflation is finally here, and it’s real. In 2021, inflation grew at a year-over-year rate of 7%–the highest growth rate since the early 1980s. At first, its impact was felt in certain sectors and products, especially those that were affected by supply chain issues. It then progressed to the grocery shelves. Now consumers are seeing …
Inflation is Here, and It’s Real: What You Need to Know Read More »
To put the stock market’s performance of late in perspective, the S&P 500 index has nearly doubled since 2019, up more than 90% in just three years. That’s despite the market suffering one of its steepest declines in history, erasing more than 30% from investors’ portfolios. But that historic event was followed by one of …
Investors’ Complacency Can Lead to Shattered Expectations—Then Watch Out Read More »
Around the holidays I am reminded of an idea I presented to the editor at the Pittsburgh Post-Gazette, which I called “a gift better than socks.” I also presented it on radio, and it was well-received by both audiences. It revolves around the conundrum grandparents find themselves in when trying to find a gift for …
Give Your Grandkids a Gift That’s Better Than Socks Read More »
In this three-part series on the disruptive technologies that are emerging in the current digital revolution, I saved what I believe to be the most transformative until last. Digitally created smart contracts are poised to catapult blockchain technology, discussed in the previous blog post, to an even higher utility beyond financial recordkeeping. In essence, smart contracts …
In our last blog post, The Digital Revolution Today and the One You Won’t See Coming, I asserted that we are in the midst of a new technological revolution that is already disrupting the financial world—blockchain technology. But its genius is not just in how it will shape our lives in the future; it’s also in …
Blockchain: The Next Major Technology Revolution is Underway Read More »